Effective date: July 7, 2026 · Last updated: July 7, 2026
Sea King Capital LLC (“Sea King,” “we,” “us,” or “our”) provides purchase-order financing and accounts-receivable factoring to businesses. This Privacy Policy explains how we collect, use, disclose, and safeguard information in connection with our servicing application, client portal, and related services (the “Services”), and describes the privacy rights available to individuals.
Sea King is a business-to-business financial services company. Most of the information we handle relates to our business clients and their transactions rather than to individual consumers. Where we do process personal information about an individual, we do so as described below.
Depending on your relationship with us, we may collect:
We do not knowingly collect information from children under 16 (see Section 11).
We use information to:
We do not sell personal information, we do not share personal information for cross-context behavioral (targeted) advertising, and we do not use personal information for such advertising.
We disclose information only as needed to operate our business:
We do not sell or rent personal information to third parties.
We use Plaid Inc. (“Plaid”) to connect to Sea King’s bank accounts and retrieve transaction information for accounting and reconciliation. By using the account-connection feature, you authorize us and Plaid to access and use the applicable account information. Plaid’s handling of information is governed by Plaid’s End User Privacy Policy, available at https://plaid.com/legal/#end-user-privacy-policy. We encourage you to review it.
We retain information only for as long as needed to provide the Services and to satisfy our legal, regulatory, tax, accounting, and audit obligations. Retention periods are set by those obligations; financial and transaction records are generally retained for the period required by applicable law (typically at least seven years unless a longer period applies). When information is no longer needed and no legal obligation or legal hold requires it, we delete or de-identify it.
You may request deletion of your personal information (see Section 8). We honor such requests to the extent required by law; however, records subject to legal retention requirements — and our append-only accounting ledger maintained for audit integrity — may not be deletable on request, and we will explain any such limitation when we respond. We review our retention and deletion practices at least annually.
We maintain administrative, technical, and physical safeguards designed to protect information. These include encryption of data in transit (TLS 1.2 or higher) and at rest, role-based access control with database row-level security, multi-factor authentication on critical systems, least-privilege access, server-side handling of credentials and access tokens, and continuous dependency and code vulnerability scanning. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Depending on your state of residence and applicable law, you may have the right to:
To exercise any of these rights, email us at privacy@seakingcapital.com, or contact your Sea King account representative. We will verify your request and respond within the timeframe required by applicable law. You may use an authorized agent where the law permits; we may require verification of the agent’s authority.
We honor the rights above for residents of any U.S. state whose law provides them, including the comprehensive privacy laws of California, Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, and other states as they take effect.
California residents (CCPA/CPRA). In the preceding 12 months we have collected the categories of personal information described in Section 2 (identifiers, commercial information, financial information, internet or other network activity, and professional/employment-related information), for the business purposes in Section 3, from the sources in Section 2, and disclosed it to the categories of recipients in Section 4. We have not sold and have not shared (for cross-context behavioral advertising) personal information, and we do not use or disclose sensitive personal information for purposes that would require a right to limit. California residents have the rights to know, delete, correct, and opt out, the right to non-discrimination, and the right to use an authorized agent. California’s “Shine the Light” law: we do not disclose personal information to third parties for their own direct marketing purposes.
Virginia, Colorado, Connecticut, Utah, Texas, and other comprehensive-law states. Residents have the rights to access, correct, delete, and obtain a portable copy of their personal data, to opt out of targeted advertising, sale, and certain profiling (none of which we conduct), and — where provided — to appeal our response to a rights request via the contact in Section 8.
Nevada. We do not sell “covered information” as defined by Nevada law; Nevada residents may nonetheless submit a request via the contact in Section 8.
As a provider of financing services, Sea King may be a “financial institution” under the federal Gramm-Leach-Bliley Act (GLBA). To the extent GLBA applies, our collection, use, and protection of nonpublic personal financial information is governed by GLBA and its implementing regulations, and such information may be exempt from certain state privacy laws.
The Services are intended for businesses and their authorized representatives and are not directed to children under 16. We do not knowingly collect personal information from children.
The Services may link to third-party sites or services (such as Plaid) that we do not control. Their privacy practices are governed by their own policies.
We may update this Policy from time to time. We will post the updated version with a revised “Last updated” date and, where required, provide additional notice.
Sea King Capital LLC
Email: privacy@seakingcapital.com