Capital that moves
with you.
Fast, flexible financing for companies with growing receivables, large purchase orders, or time-sensitive opportunities.
Financing built around how your business actually works.
We structure capital around your specific cash-flow dynamics — not around rigid products.
Accounts Receivable Financing
Convert outstanding invoices into immediate working capital. We advance against your receivables so you don't wait 30, 60, or 90 days to get paid.
Purchase Order Financing
Fulfill large customer orders you couldn't otherwise accept. We fund supplier costs upfront so you can deliver on the POs that drive growth.
Inventory Financing
Fund seasonal builds, bulk purchases, or new product runs. We structure capital around your inventory cycle, not arbitrary banking timelines.
Bridge & Short-Term Capital
Time-sensitive financing for acquisitions, contract mobilization, or gap funding while longer-term facilities are arranged. Days, not months.
Special Situations
Complex or non-standard capital needs that don't fit a template. Turnarounds, restructurings, or opportunistic transactions — structured with discretion.
How it works.
No lengthy applications. No months of back-and-forth. We move with urgency because your opportunities won't wait.
Share the basics
Fill out a short form or call us directly. We'll ask about your business, your capital need, and the timeline — nothing more at this stage.
Quick review & fit check
Within 24–48 hours, we'll let you know if we can help and outline a preliminary structure. No wasted time.
Term outline & diligence
We present clear terms upfront. Diligence is focused and efficient — we request only what we need and keep you informed throughout.
Funding & ongoing support
Capital is deployed. As your needs evolve, so does our facility. We're a long-term partner, not a one-time transaction.
We work across sectors.
How we've helped.
A mid-market distributor was waiting 75 days on average to collect from big-box retail customers. We advanced against the receivables within a week, unlocking the cash flow to take on two additional accounts.
A growing consumer brand received a large national retail PO but lacked the capital to fund production. We covered supplier costs directly, enabling them to fulfill and ship on schedule.
A services firm needed short-term capital to mobilize on a government contract while awaiting its first milestone payment. We structured a 90-day facility around the contract cash flows.
All examples are anonymized composites for illustrative purposes.
Common questions.
We primarily work with small-to-mid-sized businesses doing $1M–$50M+ in annual revenue. Our clients include manufacturers, distributors, service providers, staffing firms, government contractors, and consumer brands. The common thread is a real business with real commercial customers and a genuine capital need.
For straightforward AR or PO deals, initial funding can happen within 5–10 business days of receiving documents. Complex or larger transactions may take 2–3 weeks. We'll always give you a realistic timeline upfront.
Not necessarily. Because we focus on the quality of your receivables, purchase orders, and customers — rather than just your balance sheet — we can often work with companies that are growing but not yet consistently profitable. Each situation is different.
Collateral depends on the product. AR financing is secured by the receivables themselves. PO financing typically involves a lien on the specific inventory and resulting receivables. Bridge facilities vary but are generally asset-backed. We're transparent about structure from the start.
In some cases, yes — especially if you have creditworthy customers, confirmed purchase orders, or tangible receivables. Pre-revenue or pure concept-stage companies are generally not a fit, but if you're generating invoices, we're happy to take a look.
A loan adds debt to your balance sheet — you borrow a sum and repay it with interest over time. Factoring is a sale of your invoices at a discount. You get cash now; we collect from your customer later. It's not debt in the traditional sense, and approval is based more on your customer's creditworthiness than yours.
We're discreet and professional in all customer-facing communication. In many arrangements, your customers simply remit payment to a different address. We work with you to ensure the process is seamless and preserves your relationships.
To start, we typically ask for a brief overview of your business, an AR aging report or list of open POs, and recent financial statements. No lengthy application. Fill out the form below or give us a call, and we'll let you know exactly what we need.
Request funding.
Tell us about your business and what you need. We'll follow up within one business day.
Funding Range Estimator
Estimates only. Final terms depend on diligence.
Thanks — we'll reach out shortly.
A member of our team will review your request and follow up within one business day.
Prefer to talk first?
Schedule a brief call. No commitment, no pressure — just a conversation about your capital needs.
Schedule a Call